The world of personal finance is riddled with challenges, but thanks to technology some tasks have become much easier. I rarely recommend products or services explicitly, but in the following cases I am making an exception. These are just too good to keep a secret, and I would be lying if I didn’t disclose that I have used these for years. Are there alternatives out there? You bet! And in the past I have tried some of those as well. I keep coming back to these because they are, in my humble opinion, superior to everything else I’ve tried. Don’t suffer through your financial woes with pen and paper by candlelight, let these tools do the heavy lifting for you.